Natural Disinfectant

Natural Disinfectant

Use Hyrdogen Peroxide and White Vinegar as a disinfectant Susan Sumner, a Food scientist at Virginia Polytechnic and State University, found that spraying vinegar and hydrogen peroxide together creates a very strong disinfectant that is environmentally safe, effective against salmonella, shigella, and E. Coli, and ten times stronger than using either ingredient by itself. Do [...]

Debit It

Debit It

Use a debit not a credit card Directions: When you buy anything with a credit card, there is a strong possibility that you will not pay the item off within your regular monthly budget. That’s where debt problems start: spending more than your monthly budget. When you use a debit card, you can only use [...]

Freeze your Credit Card

Freeze your Credit Card

Think before you buy more stuff Directions: Do you really need that second iPad? That scarf? That electric nose trimmer? Maybe. Maybe not. But if you are an impulse buyer, then the best thing to do is to not have your credit card where you can get to it easily. If you’re going to buy [...]

Use your Car Less

Use your Car Less

Find alternate means of getting there whenever you can Directions: Walk. Work from home. Carpool. Bicycle. Roller Skate. Skateboard. Public transportation. Need we say more? Recommended Frequency: Every day, try to use your car less Expected Benefits Save energy Save money Save the environment Save the cheerleader (wait; that’s “Heroes”) Clicking the button below will [...]

Substitute Bulbs

Substitute Bulbs

Replace your regular light bulbs with energy saving bulbs Directions: Fluorescent bulbs require less energy so they save money. They last longer so they need to be replaced less often. You do need to take extra care if a fluorescent bulb breaks, as there is a trace amount of mercury in it. Do not use [...]

Substitute Cleaners

Substitute Cleaners

Use Baking Soda and Vinegar as a cleaning agent Directions: Vinegar is a natural disinfectant. Put white vinegar in a spray bottle. Spray your sink and counters with the vinegar. Sprinkle the sprayed sink with a tablespoon of baking soda. Scrub with a damp sponge. Rinse. Recommended Frequency: Whenever you clean Expected Benefits Non-Toxic cleaning [...]

Turn off the Computer

Turn off the Computer

Turn off and unplug all your computers at night Directions: Turn off and unplug your computer at night or any other time you don’t need to use it. Recommended Frequency: Every night Expected Benefits Conservation Saving money Clicking the button below will take you to a page where you can add a reminder to your [...]

Turn the Lights Off

Turn the Lights Off

Turn the lights off when you leave a room Directions: Okay, everybody does this all the time at your house, so here’s another simple daily change that you’re already doing, right? You’re not? Electricity is getting more expensive all the time. Even one room with the lights on all day over a month can add [...]

Turn off the Faucet

Turn off the Faucet

Turn off the faucet while you brush your teeth Directions: It’s so easy to leave the water running when you brush your teeth. It doesn’t hurt anyone, right? Hmm. If you do make this one change, you can save an average of 5 gallons of water per day, 150 gallons of water per month, and [...]

Live on a Budget

Live on a Budget

Create a monthly budget and live within it Directions: For every dollar you spend of your disposable income (the money you have budgeted for fun), save an equal amount in a savings account. Another way to think of it is to cut your disposable income budget by 50% and put the other 50% into savings. [...]

Save Constantly

Save Constantly

Save 50% of your disposable income Directions: For every dollar you spend of your disposable income (the money you have budgeted for fun), save an equal amount in a savings account. Another way to think of it is to cut your disposable income budget by 50% and put the other 50% into savings. Recommended Frequency: [...]